what are some banks that dont use 3d

"3D" often refers to 3D Secure, a security protocol designed to prevent online fraud during card-not-present transactions. Many banks and financial institutions have adopted this technology to enhance the security of online payments. However, there may still be banks or payment providers that do not implement 3D Secure for various reasons, including those serving specific markets or regions. Here are some examples of situations where banks might not use 3D Secure: 1. **Local or Regional Banks**: Some smaller banks and credit unions may not have implemented 3D Secure technology, especially if they mostly serve local communities or have limited online transaction volumes. 2. **Certain Credit Card Issuers**: Some credit card issuers, particularly in regions with lower online transaction risks, might not require 3D Secure for certain types of transactions. 3. **Merchant-Specific Policies**: Some merchants may choose to not utilize 3D Secure even if their acquirer supports it, potentially due to concerns about reducing cart abandonment rates caused by the extra step in the checkout process. 4. **Countries Without Adoption**: In some countries, 3D Secure technology may not be widely adopted, and banks in those regions may not implement it for their customers. If you are specifically looking for a bank that does not use 3D Secure, it would be best to contact banks directly or check their online payment security policies. Please remember that opting for banks or services that do not use enhanced security measures can expose you to higher risks of fraud.