I have a crypto wallet called BairesPay BairesPay is a live, non-custodial “wallet OS” tailored to Argentina that keeps everything client-side so users never surrender seed phrases or personal data. Once a wallet (e.g., MetaMask) is connected, we derive d

Creating a revenue stream for a non-custodial crypto wallet like BairesPay, while also ensuring compliance with regulations, is quite different from the fractional reserve banking model used by traditional banks. In such a model, banks can lend out more money than they actually have, effectively "printing" money in a sense. However, since BairesPay operates in the crypto space, which is often governed by different rules and regulations, it’s essential to explore sustainable and compliant revenue streams rather than directly recreating a banking model.

Here are several potential revenue streams that could align well with your wallet’s features:

**Subscription Model**: Implemented premium features based on a tiered subscription model, where users pay monthly or annually for added benefits, such as enhanced privacy features, priority access to support, or advanced analytics tools.

**Transaction Fees**: If BairesPay processes transactions (e.g., swapping between cryptocurrencies or facilitating sending/receiving), consider implementing minimal transaction fees. Ensure that fees are transparent and competitive compared to other platforms.

**Partnerships and Affiliate Marketing**: Partner with exchanges, wallets, or DeFi projects that align with your brand, offering affiliate programs that provide commissions for user referrals or exchanges where users can purchase crypto through the BairesPay platform.

**Staking and Yield Farming**: If relevant to your audience, allow users to stake certain cryptocurrencies through your wallet. You can charge a small fee on yield generated or reward users with a portion of the staking rewards.

**Data Analytics Services**: Leverage the aggregated, anonymized data from users’ interactions with the wallet to provide insights to market analysts, blockchain developers, or others in the industry, always ensuring compliance with privacy regulations.

**Educational Content and Workshops**: Offer premium courses or exclusive content on crypto and privacy practices for users looking to enhance their understanding of these topics. Charge a fee for access to these materials or workshops.

**Onboarding Services**: Provide onboarding services for businesses wanting to integrate crypto payments, charging a setup fee or a percentage of the transactions made through their integrated services.

**White-Label Solutions**: Offer your wallet's infrastructure/resources as a white-label solution for startups or enterprises that wish to create their own branded wallet, charging for initial setup and ongoing maintenance.

**NFT Marketplace**: Integrate a feature for buying and selling NFTs, taking a small commission on transactions conducted through the marketplace directly within the BairesPay platform.

**In-app Purchases**: Gamify the experience further with in-app purchases related to activities within the Privacy Dashboard or other premium features.

It’s important to conduct proper legal consultations to ensure that any revenue stream you pursue complies with relevant regulations in your jurisdiction, particularly in the crypto space where regulatory landscapes can be fluid and complex.