Here are some Kenyan lending platforms that are known to provide loans without requiring a deposit and may accept Airtel Money users. However, please verify the current terms and availability of services as they may change over time:
1. **Kiva** - While not strictly a loan provider, Kiva allows you to connect with lenders who may provide you with a loan based on your needs, without upfront deposits.
2. **Tala** - One of the more popular


